Are you or your teen considering orthodontic care but are concerned about the total cost of clear braces or price for Invisalign?
Options to defer or lower cost of clear braces
The choice to obtain clear braces, Invisalign, or other clear aligners should not be deterred by cost. Most orthodontic offices near you offer various options to spread out or reduce costs, making treatment more affordable.
The first option is in-house financing. In this case, patients make a small down payment and pay the remaining balance with monthly installments. Patients may choose from a variety of payment methods, including cash/check, health savings accounts and credit card. Additionally, most offices offer a zero interest payment plan.
A second option is when offices provide a 5 to 10% discount for patients that pay in full up front. Patients can save hundreds of dollars this way, reducing the overall cost of braces. Again, most orthodontic offices will accept these payments by cash/check, credit card or from a health savings account.
Of course, not everyone can make a down payment or pay for treatment up front. Whether credit is an issue, or you want to conserve cash for more pressing household needs, other options exist.
The American Association of Orthodontics (AAO) endorses several companies that specialize in financing orthodontic procedures, including clear braces and Invisalign.
For example, Lending Club and Care Credit offer low interest rates and fair terms that allow patients to finance the cost of orthodontic care. Their plans result in lower monthly plans that are stretched out over a longer time period. The plans can save patients money when compared to higher interest credit cards.
You won’t know until you ask
Consider making a consultation appointment with an orthodontist in your area to review your treatment options and to discuss payment arrangements tailored to meet your needs.
To learn more about Reed Orthodontics, please visit http://tinareedorthodontics.com/.